Inflated payout / claim fraud

A large, anomalous payout request clears with no fraud scoring.

Attack

File a ₦4.8m claim.

Nemesis defense

Omniguard scores payouts and routes anomalies to review / decline.

Modelled on

APP fraud and payout abuse (CBN liability review).

POST /api/claim
Content-Type: application/json

{
  "amount": 4800000,
  "reason": "total loss"
}